Read the Beforeitsnews.com story here. Advertise at Before It's News here.
Profile image
By Off The Grid News
Contributor profile | More stories
Story Views
Now:
Last hour:
Last 24 hours:
Total:

Everything That You Need to Know About Off-Grid Insurance

% of readers think this story is Fact. Add your two cents.


Over the past decade, the desire for a simpler existence has become a popular lifestyle. Off-grid living in many forms is now the goal for many families. Each living situation in the off-grid style is different. However, living off the grid essentially means that you are leaving behind much of the technology that aids in daily life, like grid-provided electricity, water, and sewer services.

People looking to live a more sustainable and eco-friendly lifestyle are moving off the grid in record numbers. It begins with the purchase of land, building an eco-conscious home, and creating your electricity and utilities. This type of lifestyle can be both rewarding and challenging.

Although living off-grid comes from the desire to separate from many of the modern facets of life, there are still elements that need to be secured, like home insurance. Let’s take a look at how homeowners insurance works for off-grid homes and what the challenges are in obtaining the protection that you need.

How Off-Grid Home Insurance Works

Getting home insurance for your off-grid property could be a challenge. When leaving behind many of the modern conveniences of home ownership, you may also be putting yourself at higher risk for property damage.

Many off-grid homes are reliant on wood-burning stoves or fireplaces for their heat rather than a modern furnace. Although convenient and reliable, this type of heating also carries a higher risk of a fire starting in your home. Many off-grid homes are located in remote regions, making it harder for fire rescue teams to help if there is an emergency, resulting in more severe damage.

Before you start building your off-grid home, it’s a good idea to speak to your insurance agent. They will be able to give you a list of restrictions to follow so you can improve your chances of getting the right coverage for your home.

Insurance Considerations

Choosing to leave the electrical grid behind means that you will need to find an electricity source on your own. Many off-grid homes are reliant on solar power collected on panels. If you plan to have solar power for your off-grid home, make sure that you have a professional do the installation and wiring. Your insurance broker will want to see that your system is done properly and correctly certified.

If you are relying on wood-burning for your heat, you will need to take every precaution to make sure that it is safe. Having your stove or fireplace professionally installed is a wise move. Make sure to install proper ventilation, heat shield protection, and proper fire fighting equipment like multiple extinguishers onsite.

How to Lower the Cost of Off-Grid Insurance

Qualifying for homeowner’s insurance with your off-grid property can be a challenge, but it’s possible to reduce your rates with these strategies:

Rental Unit

  • If your off-grid property is only being used recreationally, you could rent it out when you are away. Locations that are rented out regularly could qualify for different insurance coverage that is easier to obtain.

Multiple Owners

  • Sharing your off-grid property with multiple owners makes it easier to ensure that your broker knows that there is always someone onsite to ensure safety.

Security

  • Make improvements to your off-grid home to ensure safety by listing close neighbors that are available in an emergency, proximity to rescue teams, security systems installed, and fire prevention.

The off-grid lifestyle can be fulfilling and rewarding. Making the right moves as you get settled is the best way to ensure that you will qualify for a homeowner’s insurance policy that will keep you and your dreams protected.

The post Everything That You Need to Know About Off-Grid Insurance appeared first on Off The Grid News.



Source: https://www.offthegridnews.com/misc/everything-that-you-need-to-know-about-off-grid-insurance/?utm_source=rss&utm_medium=rss&utm_campaign=everything-that-you-need-to-know-about-off-grid-insurance


Before It’s News® is a community of individuals who report on what’s going on around them, from all around the world.

Anyone can join.
Anyone can contribute.
Anyone can become informed about their world.

"United We Stand" Click Here To Create Your Personal Citizen Journalist Account Today, Be Sure To Invite Your Friends.

Please Help Support BeforeitsNews by trying our Natural Health Products below!


Order by Phone at 888-809-8385 or online at https://mitocopper.com M - F 9am to 5pm EST

Order by Phone at 888-388-7003 or online at https://www.herbanomic.com M - F 9am to 5pm EST

Order by Phone at 888-388-7003 or online at https://www.herbanomics.com M - F 9am to 5pm EST


Humic & Fulvic Trace Minerals Complex - Nature's most important supplement! Vivid Dreams again!

HNEX HydroNano EXtracellular Water - Improve immune system health and reduce inflammation

Ultimate Clinical Potency Curcumin - Natural pain relief, reduce inflammation and so much more.

MitoCopper - Bioavailable Copper destroys pathogens and gives you more energy. (See Blood Video)
Oxy Powder - Natural Colon Cleanser!  Cleans out toxic buildup with oxygen! 
Nascent Iodine - Promotes detoxification, mental focus and thyroid health.
Smart Meter Cover -  Reduces Smart Meter radiation by 96%!  (See Video)

Immusist Beverage Concentrate - Proprietary blend, formulated to reduce inflammation while hydrating and oxygenating the cells.

Report abuse
Loading...

    Comments

    Your Comments
    Question   Razz  Sad   Evil  Exclaim  Smile  Redface  Biggrin  Surprised  Eek   Confused   Cool  LOL   Mad   Twisted  Rolleyes   Wink  Idea  Arrow  Neutral  Cry   Mr. Green

    MOST RECENT
    Load more ...

    SignUp

    Login

    Newsletter

    Email this story
    Email this story

    If you really want to ban this commenter, please write down the reason:

    If you really want to disable all recommended stories, click on OK button. After that, you will be redirect to your options page.